Changing The Way Advisors Compare Personal Health Insurance
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Instantly compare personal health insurance plans. Save time.
Close more health insurance business.
CompareHealth is an online platform that makes quoting and comparing personal health insurance plans easy for advisors in Canada.
Whether your client is self-employed, recently left a group benefits plan, prefers no medical questionnaires, or health plans that cover specific benefits and paramedical practitioners, CompareHealth will quote and compare the eligible plans without the headaches and potential errors from manual searches, comparisons and rate calculations.
CompareHealth currently supports 92 health plans and 214 plan design combinations from 12 health insurance providers across 9 provinces.
Don't offer all health plans that CompareHealth shows? No problem! You can choose the provinces and providers you support.
Health plan designs and costs are difficult to compare as each provider highlights its plans and benefits differently
Certain paramedicals like massage, dietitian etc. are not offered on all plans
Some plans have optional benefits that are already included in other plans
Some plans are only available to client’s leaving a group benefits plan
Generate instant comparisons of your client's eligible health plans with the optional benefits that reflect their choices to help you close more business. Shortlist the plans clients want and export comparisons to PDF or Excel.
Compare the key details for the popular benefits your clients want most, like prescription drugs, vision, paramedical practitioners, travel and dental. See what health plans offer the benefits and practitioners your clients want.
Complete a 'Yes/No' questionnaire to show health plans that match your client's desired benefits, paramedical practitioners and budget. Filter out plans that require a medical questionnaire and only show the providers and provinces you support.
Some health plans are only available to clients leaving their group benefits plan. CompareHealth will automatically calculate and compare these health plans if your client falls within its eligible timeframe.
Rates, health plans, plan designs, optional benefits, eligible ages, and how a plan's 'year' is defined may vary between provinces, so you will only see the relevant information for your client.
When health plans offer multiple optional benefits, the number of plan design combinations can become overwhelming. Only see plan designs relevant to your client's preferences to keep things simple.
Finding suitable health plans based on clients' needs helps you comply with the 'needs-based sales practices' regulatory requirements of the Canadian Life and Health Insurance Association (CLHIA).
Build your client's confidence by demonstrating due diligence in finding the right health plan for their needs with the benefits and paramedical practitioners they want most.
Select your provinces and providers in your account so clients only see the plans you support.
An 'Apply button' provides a convenient way to access the provider's application (external) when your client is ready to buy! Add your broker commission links to see an 'Apply' button on PDF reports you create. The 'Apply' button also appears on any comparisons clients run using the Client Quoter (upgrade required).
You can export up to 3 shortlisted plans to PDF or 7 via Excel. Use these reports as a supplement to a provider's documents.
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See health plan designs and rates from 9 supported provinces. You'll only see providers relevant to the province chosen.
Let clients run their own comparison quotes! Get access to a link to share with clients and get notifications anytime a client uses your Client Quoter. Specify your provinces and providers for clients to compare and integrate your broker links. You'll also gain access to a Social Media Graphics Library.
Starter |
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| Meant for advisors who only want to run comparisons on their own occasionally. Upgrade your account anytime. | ||
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What's Included: |
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| Get Started |
Complete Package |
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| Everything you need to quote and compare personal health insurance. Includes access to the Client Quoter and marketing tools. | ||
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Everything in the Starter Tier, plus: |
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| Get Started |
CompareHealth compares 92 health plans from 12 health insurance providers across 9 provinces (excludes Quebec, Yukon, Northwest Territories and Nunavut).
Currently, CompareHealth compares health plans from these providers:
Clients do not typically choose a health plan for benefits like casts, crutches and certain medical supplies. For this reason, CompareHealth does not compare benefits like these.
Instead, CompareHealth asks 'Yes/No' questions for health benefits clients foresee spending money on, like prescription drugs, vision, paramedical practitioners, travel, and dental.
CompareHealth does not currently support pricing and comparing optional benefits like add-on life or critical illness insurance, hospital or 'catastrophic' coverages (including stand-alone plans), optional travel coverage within Canada only, AD&D, future insurability options, and benefits that offer premium discounts for healthy choices.
Before recommending any health plans, advisors should visit the provider's website to review all health plan details.
The client questionnaire asks a series of 'Yes/No' questions for benefits like:
CompareHealth shows health plans and applicable monthly rates for the following provinces:
*Blue Cross is not yet available for this province with CompareHealth
CompareHealth supports health plan quotes for up to six people: the client, their spouse and up to four dependents*.
*CompareHealth only quotes and compares health plans when all dependents meet that provider's definition of 'dependent'. Health plans typically cover dependents under age 25 if they are full-time students, but definitions can vary between providers. In some unique situations, a provider's definition of 'dependent' may also cover over-age dependents or over-age dependents with disabilities. CompareHealth does not provide quotes for these unique situations.
When you create a new quote, you must enter at least the client's province, date of birth and sex. After you generate results, CompareHealth locks this information and assigns a unique Quote ID.
However, you can access this Quote ID in your account and change any other details for 60 days, such as:
These changes do not count toward your remaining Quote IDs.
Please note that a 'Generated Quote' refers to modifications made to a Quote ID (except for the locked parameters).
60 days. After 60 days, the Quote ID expires and will be removed from your account.
You can modify all details in the Quote ID except the client’s province, date of birth and sex.
Please note that a 'Generated Quote' refers to modifications made to a Quote ID (except for the locked parameters).
Applying for coverage must be completed through the provider’s website. CompareHealth does not sell, recommend, or endorse health plans.
Yes! In your account, you can upgrade, downgrade, or cancel your subscription.
Please view CompareHealth's Terms of Use for specific details.
You cannot create new comparisons in your subscription month when you use all Quote IDs. You can still access any Quote IDs you previously created under 'Quote Management' for 60 days based on when it was first generated.
Advisors can upgrade their accounts anytime, which will instantly provide additional Quote IDs.
Please note that a 'Generated Quote' refers to modifications made to a Quote ID (except for the locked parameters).
You can apply active promo codes during account registration only.
Promo codes cannot be applied to existing subscriptions, tier upgrades or downgrades.
Before registering, ask your MGA or brokerage if a promo code is available.